Housing demand resilient even with higher mortgage rates

The holiday season is here, and despite higher mortgage rates last week, housing demand is displaying some festive resilience. Typically, we expect a decrease in activity with elevated rates, but a seasonal boost is helping the purchase application data over the last month. Additionally, our pending

Guild Mortgage CEO Terry Schmidt on adopting a ‘customer-for-life’ strategy

In this week’s episode of the Power House podcast, HousingWire President Diego Sanchez sits down with Terry Schmidt, CEO of San Diego-based Guild Mortgage, to discuss the company’s recent acquisitions, reverse mortgages and the use of artificial intelligence for mortgage originators. This interview

How to get a real estate license in Massachusetts

Looking to for a career change in 2025? In this article, we’ll show you how to get a real estate license in Massachusetts, walking you through the steps you’ll need to take, the costs involved, and the best schools to help you prepare for the Massachusetts real estate exam. To begin, you’ll need to

New MBA securities proposal mentions HMBS 2.0 as ‘logistical template’

The Mortgage Bankers Association (MBA) this week published a proposal for Ginnie Mae to develop a new mortgage securitization product that could boost the availability of private capital liquidity sources into the market, particularly in periods of stress for the U.S. economy. Importantly, the assoc